Tools — Send-Home Planner

How Much Can You Really Send Home?

Type your monthly pay, what you expect to spend where you live, and what each transfer costs you. We show what is left, in your home currency at live exchange rates, and how long a loan would take to repay. Nothing you type is stored or sent to us.

Monthly pay after any deductions

Paid in

Your monthly costs where you work, in the same currency

Housing

Food

Transport

Phone and everything else

If your employer provides housing or food, put 0. Your contract says what is provided: read it before you fill this in.

What one transfer costs you (fee and exchange margin), same currency

Transfers per month

We do not know your transfer service. Ask it, before you send, for the exact amount that will arrive at home, and use the difference as your fee here.

Send it home in

Contract length in months

Money you owe at home to repay, in your home currency (optional)

Fetching live rates…

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This is arithmetic on the numbers you type. It does not know your real costs, your employer's deductions or any transfer service's prices, and rates move every day. Before you take a loan to go abroad, read how to read your job offer and use the cost planner to see what going abroad costs up front.